Cios for Renters

Month-to-month flexibility for any lease

Lease break coverage gives you the complete freedom to move when they need to, without fear of expensive lease break penalties.

Flexible - move anytime with no penalties

Affordable - prices start at just $25 per month

Fast - apply online in under five minutes

Two women sitting on a couch in a living room photo
The first truly useful insurance I’ve ever purchased as a renter.
A couple of people laying on top of a bed photo
The first truly useful insurance I’ve ever purchased as a renter.
Woman in black shorts and white tank top doing yoga photo
The first truly useful insurance I’ve ever purchased as a renter.

What’s Lease Break Coverage?

We cover the cost of breaking your lease

Give yourself total confidence when committing to an apartment long-term. The security of a long-term lease, with the flexibility of being month-to-month.

Flexible

Rent with complete peace of mind


Affordable

Prices start at just $25 per month


Fast

Apply online in under five minutes

How Does it Work?

Get covered in under 5 minutes

No long applications, no hidden fees, total peace of mind.

Am I Eligible?

You're eligible for coverage if:

You moved in under 30 days ago

Your apartment is approved

One

Verify your identity online

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Two

Tell us about your apartment

White wooden door on white painted wall photo
Three

Choose your coverage plan

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About Cios

We give renters the freedom to move

The freedom to move when you need to shouldn’t cost tens of thousands of dollars.

Two women sitting on a couch in a living room photo
The first truly useful insurance I’ve ever purchased as a renter.
A couple of people laying on top of a bed photo
The first truly useful insurance I’ve ever purchased as a renter.
Woman in black shorts and white tank top doing yoga photo
The first truly useful insurance I’ve ever purchased as a renter.

Frequently Asked Questions

Smart questions you may be asking
What does lease break coverage include?

Lease break coverage includes the rent and other expenses that you would have been responsible for if you had stayed in the apartment for the full term of the lease. This may include utilities, parking fees, and other charges specified in the lease agreement.

Can I cancel my lease break coverage?

Yes, you can cancel your lease break coverage at any time. However, be sure to consult your coverage portal at app.getcios.com to find out if there are any fees or penalties for doing so.

Does lease break coverage cover all types of lease breaks?

Lease break coverage typically covers a wide range of lease breaks, including job relocation, illness, and other unforeseen circumstances. However, the specific terms and conditions of the policy may vary depending on the insurance provider.

What is lease break coverage?

Lease break coverage is an insurance policy from Cios that provides protection to renters who need to break their lease early. It covers the rent and other expenses that you would have been responsible for if they had stayed in the apartment for the full term of the lease.

Who is eligible for lease break coverage?

If you’re renting an apartment that is Cios-enrolled and moved in less than 30 days ago (or have yet to move in) you’re eligible for lease break coverage from Cios. However, the specific terms and conditions of the policy may vary depending on your past rental history, current apartment, and other personal information.

How do I get lease break coverage?

To get lease break coverage, all you need to do is to fill out our online application at app.getcios.com. This will only take you five minutes. Once this is done, you’ll hear back with a quote from Cios in under three working days. If you’re happy with your quote, all you need to do is activate your policy.

How much does lease break coverage cost?

The cost of lease break coverage from Cios varies depending on the specific terms and conditions of the policy, as well as your past rental history, current apartment, and other personal information.

How do I file a claim for lease break coverage?

To file a claim for lease break coverage with Cios, all you need to do is sign into your portal at app.getcios.com and fill a short claim request with documentation of the circumstances that led to your lease break. Our team uses technology to review your claim and quickly determine whether or not you are eligible for coverage.

Have a specific question for our team?

Shoot us an email at hello@getcios.com and we’ll help you out.

Say goodbye to being locked in